Saturday, June 30, 2012

The Ultimate Disney World Savings Guide Ebook Review - Too Good to Be True?

A former Disney Cast Member created The Ultimate Disney World Savings Guide to help families save money at Walt Disney World. She also wanted to provide you with tips and techniques for maximizing your time and making the most out of your Orlando vacation.

We have all seen these e-books all over the web claiming to have secrets that no one else knows about and promising you the world. I have wasted my money on some of these myself in the past.

Book Reviews

However, I was very interested in seeing whether you really could save money at Disney World as she claims. Considering that I live an hour's drive from Disney and have a 2 year old, I figured that I would soon need to know these secrets in the coming years.

The Ultimate Disney World Savings Guide Ebook Review - Too Good to Be True?

With that said, I purchased the e-book and downloaded it from the download page.

As I opened the e-book I will say that my initial response was disappointment because of the length of the book, 140 pages (40 pages of which are readers' comments giving tips and websites, forms, more tips, etc.). Some people may like long e-books but not me.

I like for them to get straight to the point, leaving out all fluff. I also don't like having to read on the computer screen for hours on end.

However, the more that I read the book the more satisfied I became. I came across many tips and ideas in which I was unaware.

POSITIVES

The e-book is very comprehensive giving you information covering saving money on lodging, dining, tickets, and souvenirs.

She even gives you information on nearby hospitals and provides forms to help you keep track of reservations, confirmations and other important information for your trip.

The guide starts off by discussing ways to save money on lodging. This includes staying in one of the Disney resorts, nearby hotels or vacation properties.

Lodging is likely to be one of the biggest expenses of the trip. The author does a good job of explaining your different options for lodging and how to find the best deal.

She even goes into extreme detail providing tables with the different rates according to the different seasons (peak season, off peak season, holiday season, etc.)

One of the strategies that she explains in this section could possibly save you hundreds if you chose one of the more expensive resorts at Disney. It does involve a little work and some risk but seems to be worth the effort.

I could also see how money could be saved using another one of the tips that she provided in the guide. She explains how to find vacation rental property and the pros and cons of staying in a vacation property versus staying in a hotel.

The author then goes into the different ways of saving money on your tickets. Hands down one of the best ways to save money on 1-2 day tickets with Disney is by attending timeshare presentations.

But most people do not want to spend their precious vacation time fighting off high pressure salespeople for 2-3 hours.

The author does a good job of explaining the other ways to save money on tickets. But don't expect to find free or even Disney tickets anywhere without attending a timeshare presentation.

You can save the most using the author's techniques on the multiple day tickets with the added options such as Park Hopper (ability to go to the different Disney parks using one ticket) and No Expiration option.

Although the author does a good job providing a lot of useful information there are some things that I think would make the guide better.

NEGATIVES

I think that the presentation of the information could be improved and that it should be shortened.

I have already expressed my disdain for long e-books.

Maybe it is my short attention span, but I thought that the book was too long and boring in some places.

Also throughout the e-book there are areas of large blocks of text. Separating this large block into paragraphs would have made the information easier to read on the screen and more scannable when reviewing for specific information.

VERDICT

Overall, I would say that the Disney Secrets guide is worth the money. You may be able to find some of the tips on your own by scouring the web for hours on end in forums, signing up for newsletters and other time consuming methods.

You can certainly do so and may find ways to save. However, I would recommend investing in the guide and using it to get a jump start on planning your trip. The guide will unquestionably pay for itself with the information inside.

After all time is money and the kids are all ready to visit the happiest place on earth.

The Ultimate Disney World Savings Guide Ebook Review - Too Good to Be True?

Click here for more information on The Ultimate Disney World Savings Guide

Shahvonn Keyes is the publisher of an informative website that provides reviews and money saving tips on attractions, entertainment and travel in the Tampa Bay area.

Visit Tampa Attractions website for more information.

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Thursday, June 28, 2012

Major Geeks Review

I can't seem to remember where I found this site but Major Geeks has been extremely useful to me over the past year or so. I've had numerous problems with my computer and this site has helped me out on all of those occasions.

If you haven't clicked on the link already, Major Geeks is a site that hosts downloads which allow you to tweak and help clear up your computer. For those of you that have read my guide on spyware then you'll already know that there is a lot of crap out there and it can be a right pain to get rid of. Also, as your computer gets older, it slows down a lot. Major Geeks intends to help you cure these problems and much more by the files that they offer.

Book Reviews

Now, I've suggested this site to people who have had problems with their computer but they immediately get turned off because the look of the site is a bit 'dodgy' or it 'seems a bit suspicious'. I admit that it isn't the best colour scheme out there but I bet that it saves them a lot of money since they don't have to upload as many images as say Gamespot or IGN. The colours reflect the army-like name with the greens and browns.

Major Geeks Review

On the homepage, you have a list to the various sections of the site down the left, links to useful parts of the site on your left as well as other useful links at the top. In the middle of the page, you have the latest content that has been uploaded to the site which includes downloads, news, reviews of PC parts and some weird news that they like to add to the site which I will come back to later. This is extremely easy to use and you also have the search box just below the main menu if you want to find something quickly.

Some examples of the content that they offer are items such as the latest anti-virus updates for Norton and other companies. Programs such as Google Earth and Celestia which you can download for fun. Paint.Net for those of you that want to create graphics for free and BitComet for the people that want an excellent torrent program. Like I said, these are just a few examples and you can choose between freeware programs which are free to use and download or shareware programs which you need to pay to use.

You might be thinking, "How do I know that the files offered by this site are safe to use?" Answer: You don't but Major Geeks test every program that they put on their website for spyware and viruses and they recommend that you also scan the programs with your own anti-virus and spyware programs too.

As for the other parts of the website, you have a forum full of people who know what they're talking about. Topics range from problems with your internet to help on how to get the best out of your computer. These forums are probably one of the first places you should go to should something happen to your computer that you have no idea how to fix. The forum also has its own Arcade which you need to register to use but is an easy way to waste 20-30 minutes.

Major Geeks also have their own merchandise should you want to support the site and show your friends that there's more to you than they think.

My favourite part of the site is the 'Way Off Base' news that they have. This holds all the weird news that users have submitted to the site over the years and most of it is defnitely worth looking at. Some will make you wonder how that thing could've happened, laugh until your sides hurt or could just be some video of Ronaldinho showing off his football skills. For example, this piece of news made me wonder how on earth that could've happened and it did provide a bit of light reading for me. It's all very interesting stuff.

In conclusion, Major Geeks follows the saying 'Don't judge a book by its cover'. This book doesn't look like much but its content will capture you for months on end.

Major Geeks Review

Written by Adam Wiskar from http://www.sitereviewer.net - Visit us for more reviews.

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Monday, June 25, 2012

New Debt Cures 2 Book by Kevin Trudeau - Debt Cures 2 - They Really Don't Want You to Know About

Times are desperate for a lot of people and Kevin Trudeau wants to try and help you. Or At least he says he does. So he calls up his Playboy Playmate Sara Underwood and spends 28 minutes talking to her and a friend about his new book Debt Cures 2 They Really Don't Want You To Know About. But is it worth it? With all the bad press about the original Debt Cures book, what makes this one worth it? Keep reading to find out.

The 30 minute infomercial makes a compelling case for why you need to pick up the phone and order his new book. He says this book continues where the original left off and provides new and updated information with the new debt secrets and wealth building tips so you can build wealth and never be in debt again. He offers secrets that can help you modify your home loan through loan modification without spending thousands of dollars having a company do it for you. This is new information that I am sure many people are desperate to learn.

Book Reviews

Who wouldn't want that for a small cost of .95 plus shipping and handling?

New Debt Cures 2 Book by Kevin Trudeau - Debt Cures 2 - They Really Don't Want You to Know About

And if and when you do decide to order Debt Cures 2, order it online instead of over the phone. This will save you the hassle of getting charged for things you do not want. When you order online you can see exactly what you are ordering and how much you will be charged.

You can also add Kevin's Free Money book for .95 shipping and handling which can help you get free money from the government and other sources.

Through the first nine chapters you'll find a combination of new information and rehashed information from the original Debt Cures book. You'll learn about the new FICO O8 scoring formula and what to do. This information alone can help you raise your credit score and save you thousands of dollars in interest charges.

Since a good credit score is so important, this information can be very valuable. Especially if this is the first time you read about this information.

But what I don't like about the first few chapters is that Kevin spends a lot of pages talking about the same things and complaining about the credit card companies, the banks and the government and how the credit system is rigged against you. If this is supposed to be where the original Debt Cures They Don't Want You To Know About left off then why is this information in here?

Maybe if all this repeated information was left out of the book, the book would have been much smaller and not worthy of a price tag.

But if you get just one idea from reading this book it will more than pay for itself. Trudeau gives you the information you need to manage your finances better. And if you take the time to read the book and apply the information in it, you will see a positive return on your investment.

With late fees and over the limit fees costing you .00 apiece, using this book to get one waived will pay for your copy of Debt Cures 2.

So you can still love him or hate him but if you can forget that Debt Cures 2 is written by Kevin Trudeau you will see that it can be a valuable addition to any personal finance library or person looking to get out of massive credit card debt, or someone trying to save your home from foreclosure through DIY loan modification, or using more magic words in any situation like credit card bills and medical bills.

New Debt Cures 2 Book by Kevin Trudeau - Debt Cures 2 - They Really Don't Want You to Know About

Get a chapter by chapter breakdown of the new Debt Cures 2 book before you spend your money. Find out what the magic words are you need to eliminate your debt. Find out how to get free money. Find out how to save your home. Get the secrets from the Debt Cures 2 book.

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Sunday, June 24, 2012

How to Find Free Audio Books

If you are trying to find free audio books, the World Wide Web is the best place to locate them. There are thousands of sites that offer free downloads. These stories can be downloaded directly to your computer. You can then transfer the audio book over to your MP3 or iPod. These free audio books can also be downloaded to a CD to listen in the car or at home. You can also find a good selection of free audio books at your local library website.

Many are now offering free downloads to your computer. Most libraries are offering any genre, but usually have an extensive collection of research and nonfiction books. The formats offered are often the same at the free audio book download websites.

Book Reviews

When you are searching for free audio books downloads, try using words like "free audio books" and "free audio books downloads". This will give you a great starting point for searching through some of the more popular sites.

How to Find Free Audio Books

There are some audio books that are read by a computer voice. These are often distorted and hard to understand off your computer. It is much better to go with a real person's voice. The listing for the audio book will tell you if it is a computer-generated voice or not.

Be careful to download your books only from a reputable website. Some sites can contain viruses or spy ware. Be sure to research the site before you use it. You can find reviews for many of the audio book download websites and see what others are saying. Many sites require you to sign up. Be careful what information you give out and who it is going to. Personal information is often sold to other websites online. You can find sites that allow direct downloads; you may just have to look a little harder.

Free audio books are a great way for you to find the book you've been looking for, but haven't had the time to read. You can share these literary works with your family, either in the car or at home. These are a great way to pass the time as you travel, as well. No matter what kind of book you might be looking for, you'll probably be able to find it for free at one of the audio book download sites. So take a few minutes and look around online. You will be glad you did.

How to Find Free Audio Books

Steve Hill is a webmaster from Birmingham, he has interests in a number of websites including:
stuttering
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Saturday, June 23, 2012

2012 Official Countdown Review - The Pros & Cons

The 2012 Official Countdown guide is creating a lot of buzz recently. In this 2012 Official Countdown review we will take a look at this book and see what you will find inside and what are the pros and cons of this package.

2012 Official Countdown Review - What Exactly Is This Guide?

Book Reviews

Conducted by James Michael Sayer, a respected Internet scholar and based on findings from research studies on the 2012 phenomena, this guide explores the 2012 phenomena from a variety of different perspectives.

2012 Official Countdown Review - The Pros & Cons

The book basically deals with the who, what, where and hows of 2012 event. It seeks to correct the vast amount of misinformation out there and also give some insight into how the before and aftermath of the 2012 event can be managed.

James Michael Sayer claims that with his guide you are going to learn "The Real Deal Truth About 2012". However with so much information about this topic and so many books about 2012 what makes this 2012 guide any different than all the rest?

To answer this question and to find if James Michael Sayer's book is really for you lets take a look at some of the pros and cons of the 2012 Official Countdown package.

2012 Official Countdown Review - The Pros And Cons

The Pros

Very Comprehensive Package

The 2012 Official Countdown product is not just a book and this is what you will find inside the complete package:

*2012: Truth Revealed... Secret Report: This is great as a quick starter for anyone interested in 2012.

*The 2012 Guidebook - This is the main Ebook of the package, takes an in-depth look at the whole 2012 phenomena.

*The 2012 Membership Zone - As the countdown draws closer, this will keep you totally up to date on discussions, new findings, documentary and new movie releases. It's like a one stop shop of everything 2012.

*Prepare To Live 2012 Survival Guide: This is a reference guide that contains information to get you through almost any disaster.

Interesting And Easy To Read

The book is easy to read, very interesting and more important the details make sense.

Full Money Back Guarantee

The package comes with full 60 days money back guarantee.

The Cons

Not For All Of Us

To some of us, the whole 2012 issue seems like a large hoax and the 2012 Official Countdown by James Michael Sayer will not appeal to everyone. After all even though the book has been thoroughly researched, no one really knows what is going to happen in 100%.

2012 "Experts" May Be A Little Disappointed

If you've been studying the whole 2012 thing, making your own notes and reading various books on the subject everyday and night for the past few years then you might not learn very much new in this 2012 book. However some sections may still surprise you and I think that you will also find the members are to useful for you.

More Expensive Than Other Books

The 2012 Official Countdown package is more expensive than most of the books and guides about 2012 that I have seen so far.

2012 Official Countdown Review - The Bottom Line

If you think 2012 is hogwash or you think we are all going to die then James Michael Sayer's package is not for you. It's not a survival guide and I know that you just can't convince someone who is determined to think otherwise.

On the other hand, if you are not sure what to think about 2012, if you think that there is going to be a shift in conscious, or you just want to know as much as possible about 2012, then the 2012 Official Countdown by James Michael Sayer can be a great investment for you.

2012 Official Countdown Review - The Pros & Cons

Are you ready to find out the real truth about the 2012 Official Countdown and to learn if this product is really for you? visit http://www.dgipoolproducts.com/2012-official-countdown-review, get a free report about this product and learn how you can get the complete package at the lowest price available today!

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Tuesday, June 19, 2012

Mike Geary's The Truth About Six Pack Abs Review - 2 Major Flaws Found

I'll cut to the chase regarding The Truth About Abs.

I've reviewed The Truth About Abs and truly believe that it is THE best ab workout program available.

Book Reviews

But I found 2 serious flaws with The Truth About Abs program that I wanted to share with everyone before they invested their money in this program. These were 2 flaws that I had to personally find solutions to fill-in-the-gaps. Simply put, you'll be wasting your money if buy The Truth About Abs the way it is. Continue reading to find out what I found and how I fixed them...

Mike Geary's The Truth About Six Pack Abs Review - 2 Major Flaws Found

In the Truth About Abs, Mike Geary pulls no punches and gives you the truth on what it takes to get 6 pack abs. In fact, he overdelivers with his product, which can overwhelm not only the rookie, but the advanced gym-goer as well.

The Truth About Abs covers a TON of topics that include:

* The exact science behind getting defined abs - Why multi-joint exercises will always outperform single-joint exercises (after reading this, I realized that my current workout program was ENTIRELY WRONG!)

* The myth that cardio is the "answer" - Why doing too much cardio and crunches might actually stop you from getting a 6 pack (this totally goes against conventional wisdom, but the evidence is there to back every single word written in The Truth About Abs)

* Proper Diet & Nutrition - The two hidden monsters in our diet that are preventing us from burning fat, no matter how much we exercise (I was guilty of this one!)

* Advanced secret weapon exercises that aren't focused on your abs, but work your abs better than any crunch could (this blew my mind!)

* Over 50 exercises that will help you get a 6 pack...exercises you probably have not ever seen before!

So, you can see how I could have been overwhelmed by the sheer amount of information in The Truth About Abs. In fact, it took me 3 whole days of doing nothing but reading The Truth About Abs to get my hands around the exercises and diet habits enlisted by Mike Geary.

I have to tell you, Mike Geary knows his stuff and presents it in a way that is easy to understand. He is truly a guru, and The Truth About Abs is the real deal. But, even with this wealth of information, there are 2 obvious things missing from The Truth About Abs.

Honestly, I couldn't believe that Mike Geary didn't have this as part of his Truth About Abs program. So what was I to do? Like they say, necessity is the mother of all invention, so I had to create these two items myself.

And like I said previously, The Truth About Abs covers all the material in very good detail. But when I started to implement the program, I was running into stumbling blocks that were stopping me from getting the results that I wanted. So I created 2 tools to help increase the effectiveness of my workouts.

I'd like to share the 2 tools I created, so that you are aware of what can be done to help your workouts.

What was the first solution?

Like I said before, there is a TON of information in The Truth About Abs, and so much to absorb. There was no possible way that I could memorize the workout routines that Mike Geary put out in full detail. There were so many different exercises that I have never heard of, and didn't know how to perform correctly.

So I had to bring The Truth About Abs to the gym. Do you know how inconvenient that was? I had to flip through pages & pages trying to find the right exercise and how to do it. It was both embarrassing and inefficient.

To solve this, I personally recorded the workout routines on MP3 files, detailing each exercise in the same order as in The Truth About Abs. I walk through each exercise, and give you step-by-step instructions on how to properly perform each exercise.

To help myself out when I was at the gym, I recorded:

1. How to correctly hold the weight & proper body positioning - This way, I didn't have to think about it anymore...I just followed my instructions and to do the exercises correctly.

2. What muscle I should feel "working" - I know exactly where I should feel my muscles 'squeeze' and 'flex' to get maximum results.

Then I downloaded these files to my iPod (or any other MP3 player) which I followed along at the gym. No lugging around any books, flipping pages trying to find out how to do each exercise while somebody is waiting for my bench.

It's like having a trainer with me every step of the way!

What was the second solution?

In The Truth About Abs, Mike Geary lays out workout routines in great detail. His workouts are very creative, and truly involve your entire body to get you strong, toned abs.

But he doesn't provide a way to track your workouts!

If there was one tip that I could give to anyone who wants true results from their workout program, it would be this...TRACK YOUR RESULTS! Like the saying goes, "What gets tracked, gets results." That holds very true in this case.

I painstakingly created workout tracking sheets that I could just print them out, put them into a binder, and bring with me to the gym to track my results. Each sheet represents one workout. I took the exact workout routine from The Truth About Abs and put it into a format where I could track my performance for each workout.

Each exercise is already filled in, so I didn't have to remember which exercise to do. And the Truth About Abs workout tracking sheets are synchronized with the Truth About Abs MP3 files above to keep my workout fluid and efficient. All I have to do is fill in your results.

The funny thing is, I didn't even believe it myself, but I got stronger each workout when I started tracking my results. I lifted more weight and performed more reps simply because I knew what I did the last workout, and wanted to outdo it. Coincidence? I think not.

So, as you can see, The Truth About Abs provides a wealth of information to you. The core knowledge provides all the information you need to get six pack abs. But it is lacking in 2 areas: having an audio workout that you can follow along in the gym AND a way to track your workout performance.

But now you have the solutions for those 2 missing elements in Truth About Abs, which should jumpstart you on your journey for six pack abs. Use them in combination with The Truth About Abs and your goal of ripped, defined abs will follow.

Mike Geary's The Truth About Six Pack Abs Review - 2 Major Flaws Found

Stan Metcalf is a workout fanatic and diligently follows The Truth About Abs workout, which he truly believes is the best ab workout program available. But Stan found 2 major flaws with The Truth About Abs and personally created 2 key tools to fix them. In fact, Stan does not recommend buying The Truth About Abs without his 2 tools. Luckily for you, Stan wants to give them to you for FREE if you purchase The Truth About Abs through his website. To purchase The Truth About Abs through Stan's website and receive the 2 tools FREE, click here

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Sunday, June 17, 2012

How to Seduce a Man Without Him Knowing? Here Is the Right Way to Do It If You Want to Succeed

If you want to discreetly seduce your man and send his pulse racing then you don't have to do anything extraordinary or show your skin or other assets. Here is how you can go abut doing it.

Cheerful and happy
A guy gets drawn to a woman that is cheerful and happy. When you are seducing him it will help if you flash a radiant smile and talk in happy tones. Your entire body language has to convey that you are happy and without a care in the world. Erase all the frown lines from your forehead and look like you are having a good time.

Book Reviews

Stay within reach
You will have to stay within striking distance of your man. He has to know that you are having fun and are game for some intimate moments. Hover wherever he is and keep smiling or laughing your heart out. However, no giggling please! You want him to know that you are a woman and not a school girl.

How to Seduce a Man Without Him Knowing? Here Is the Right Way to Do It If You Want to Succeed

For a change you do the teasing
For a change do a role reversal and pass comments or generally tease him. Your teasing should be complimentary of his looks and his personality. He will get the message that you like him and this will turn him on.

Hit on him subtly
On one pretext or the other get as close to him physically as you can. You may also innocently press against him or brush past him innocently. Once you do that give him a coy look and carry on with what you were doing.

Talk naughty stuff
Once you get talking to him share naughty jokes with him. Making double meaning comments will also turn him on and he will realize that you not only have a sharp mind but are pretty imaginative in your thoughts as well.

Demonstrate that you are in heat
You will have to prove with your actions that you desire physical intimacy and that he is the one you want. Play with your hair or your hemline while speaking to which will send him a message, on a subconscious level, that you desire him. This will turn him on and he will start to follow your every move.

Let your eyes do the talking
Whenever you look at him or speak to him your eyes should have that special glint or spark. Tease him by playfully winking at him or by giving him that horny look. As you do this don't forget to give him a suggestive smile. This will send his pulse shooting through the roof.

How to Seduce a Man Without Him Knowing? Here Is the Right Way to Do It If You Want to Succeed

Pay Close Attention Here-

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Saturday, June 16, 2012

Upton Sinclair's "The Jungle" Book Review

Upton Sinclair's "The Jungle" is an incredible book that is well known for its condemnation of the unsanitary conditions of meat packing plants, but many people today don't know that this book had a much wider, immense scope, and ambition. He also dealt with issues of racism, immigration, poverty, capitalism run rampant, and social injustice.

It's not out of line to say that Upton Sinclair's "The Jungle" is arguably one of the best American books of the 20th century. This book is written like fiction while displaying the actual real conditions of America for immigrant Jurgis Rudkus, who comes looking for the American Dream in the early 20th century and finds nothing but pain, heartache, and terrible conditions for everyone in oppressive poverty.

Book Reviews

Upton Sinclair shows that even as the immigrants struggle to survive, that they come to realize that it's a hopeless battle. They work in the packinghouses which take advantage of their slave-like labor while bringing poverty, disease, death, injury, injustice, rape, jail and hopelessness. With no other options and a thousand men clamoring at the gate for their job, they are held in their position with no chance at improvement or escape.

Upton Sinclair's "The Jungle" Book Review

Upton Sinclair uses the story of Jurgis to show the first hand experiences of a system where capitalism runs amuck without any checks or balances. In the drive for even a half-penny extra of profit, spoiled meat is bribed past inspectors, men are crushed and killed, waste is driven wholesale into public drinking water and people are made sick by the tens of thousands so a few very rich guys at the top can get a little richer.

This is an amazing book, though its main weaknesses are the same that are brought up with the majority of Upton Sinclair novels. One is that the opening is slow. It takes a long time in the early chapters to introduce all the characters, and the other is that the ending reads like propaganda. Upton Sinclair believed that all literature was propaganda, so this isn't surprising.

These are minor weaknesses to an overall amazing book that was one of the most influential in American history. Many believe that only Harriet Beecher Stowe's "Uncle Tom's Cabin" had more of an influence on the United States than Upton Sinclair.

"The Jungle" is the perfect example of a lost art: an amazing fictional story illustrating a point far more greatly than non-fiction could hope to. Most fiction nowadays trying to do the same comes across as preachy, and doesn't spend enough time on the story. Upton Sinclair's novel is amazing, and should continue to be read today as a reminder of what literature can do to help society, and to not forget about how bad things used to be.

Upton Sinclair's "The Jungle" Book Review

If you liked this article, please visit my website for more information on Upton Sinclair and his works at http://www.squidoo.com/Upton-Sinclair

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Thursday, June 14, 2012

Debt Cures Book Review - Is Kevin Trudeau's Latest Book A Scam? Part 2

It would be nice to believe that there is some magic 'cure' to all our debt problems. Kevin Trudeau would like you to believe that in his latest book Debt Cures They Don't Want You to Know About. In the first article in this series, I described what happened when I ordered Debt Cures online and my initial review of the first few chapters. In this article, I will continue my review of Mr. Trudeau's latest book.

Picking up where we left off - chapter seven - a chapter that should have just been left out of the book entirely. It covers the basics of credit scoring and credit reporting. Chapter eight is similar, it tells you what goes into your credit report. You can go to the Fool, Bankrate or Yahoo Finance website or a host of many other sites and get this same information.

Book Reviews

Debt Cures rehashes much of the same information already found in most debt, credit and finance books. Despite Kevin Trudeau's claim that it is groundbreaking and never before been released secrets, you can find the same info by doing your own research online. So it all depends on how much you value your time. You can spend time searching for this same info or you can find it all in one resource such as Debt Cures. Having said that, he does adds some tips and tricks and if you use just one of those tips then the book will have paid for itself in spades.

Debt Cures Book Review - Is Kevin Trudeau's Latest Book A Scam? Part 2

And when it comes to credit card debt and curing our debt problems, when the amounts of money involved can be quite substantial, using one of these tips can potentially save you thousands of dollars. The only question is are you willing to put in the work to get it done and make it happen? Are you going to make the calls to your credit card companies and ask them to lower your interest rate? Are you going to order your credit reports and credit scores and dispute the inaccuracies?

So no matter which financial book you read, if you do nothing and do not take action, you cannot call any book a scam. Even if it comes from Kevin Trudeau.

Moving on to chapter nine and ten. These chapters continue on with getting copies of your credit reports and credit scores and getting rid of errors. Once you fix the errors in your credit report, your credit score will go up and you will save money on any loan you take out - home, auto, refinance, etc.

He also recommends monitoring your credit report. This will protect you from identity thieves and make sure no new surprises appear on your credit report the next time you check it.

Chapter 11 offers tips for improving your credit score overnight. One of his tips include boosting your credit score by using less of your available credit on each credit card. He recommends you only use 35% of your available credit on each card you have. Using more than this will lower your score.

One tip from chapter 11 offers a strategy to eliminate negative items on your credit report. This tip has about a 50% chance of succeeding when dealing with debt collectors and erasing negative items off your credit report. If this one tip works then you'll have easily paid for the cost of Debt Cures several times over.

Chapter 12 is only six pages long but it contains the 2 magic words that several people have asked about. I have a feeling that you may be disappointed about what the 2 words are. But then again, if you know someone who has been affected by this then you'll understand why Kevin hyped these two words up so much. There are few things that can ruin a credit report and credit score faster and wreck havoc on your life than these 2 words.

Kevin recommends checking your credit report and monitoring your credit to protect yourself from I_ _ _ _ _ _ _ T_ _ _ _. It is the fastest growing crime in America and affected 9.9 million Americans last year and cost them roughly billion.

Chapter 13 covers cutting your mortgage loan payments down. Money saved is the same as money earned. Kevin offers tips on getting rid of your PMI, making biweekly payments and refinancing your variable rate mortgage for a fixed rate now that interest rates have gone up.

Rising interest rates is a recent topic so Kevin Trudeau including it in this book is a timely addition. He offers a few tips on dealing with lenders who do not want to be flexible with you.

If you need to refinance your variable loan to a fixed loan, do it and save money each month on your payments.

This article covered the middle section of Debt Cures. In the third and final upcoming article, I will finish the review of the book and highlight Kevin's tips for getting free money from the government, how to rebuild your credit, how to stop debt collectors, and how to build wealth. Stay tuned.

Debt Cures Book Review - Is Kevin Trudeau's Latest Book A Scam? Part 2

Want to know more about Debt Cures? Read Debt Cures Reviews and find out what other people are saying http://www.debtcuresreviews.com/

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Wednesday, June 13, 2012

Book Review - Our Iceberg Is Melting

In the movie "Prince", the Queen summons the American girl who won the heart of her son, the sole heir to the Denmark throne, to her royal office. The Queen says, "I don't like change. I don't like change. I like consistency. I like traditions. But, when that change is for the better I must reconsider." This apology came after weeks of hating the American girl who is to be the next Queen of Denmark...

Our Iceberg Is Melting, (St. Martin's Press 147 pp.) by John Kotter, a Harvard professor and Holger Rathgeber, a business manager does more than just talk about change, they creatively show eight effective ways to bring positive change to any situation or organization through the life of Fred, a young inexperienced penguin.

Book Reviews

Fred the main character discovers a problem that will destroy the lives of thousands in the penguin colony, if not the entire colony. But, he doesn't have a position in the colony to be heard by the Leadership Council or the reputation to request time to speak at the town meeting, if he did, he probably wouldn't be taken seriously.

Book Review - Our Iceberg Is Melting

Fred knew within his penguin heart that the problem would be a major catastrophe but worried how to get the Leadership Council to listen and to buy into the problem without making a fool of himself and ruin his no profile reputation. After all, the penguin colony is a close-knit colony. And, having a vision to see a problem that no other penguin sees would make Fred the newest laughing stock of the colony.

This adult cartoon illustrated book is an easy read and uses the power of networking and teambuilding to save and eventually grow the colony beyond every penguin's imagination. Fred gains the help of fellow penguins Alice, Louis, and Buddy his first support and cheering squad of penguins.

Although, Fred the visionary penguin who discovered this disastrous problem could only highlight the problem and provide the proof needed to show the threat is real. But, he lack the solution needed to help the colony, which he understood.

So, after gaining the attention of the Leadership Council along with its naysayers, the problem becomes a colony crisis. It becomes the responsibility of the Leadership Council to protect the colony penguins and provide for its growth and success under this urgent situation, especially for the young.

Our Iceberg Is Melting, does a unique job of showing that most problems be it personal or business under any condition can be solved with the right strategy in place and when it is properly supported by those in the positions to effect positive change and can make it happen.

This book is great for managers finding it difficult to effect change at any level with their staff. It is also for the staff member who can't understand how and why change takes place in corporate organizations expected and unexpectedly. This book provides a quick lesson in change management for any business professional.

Book Review - Our Iceberg Is Melting

Melvin Murphy, is a speaker, author and seminar leader whose expertise is in building alliances, teambuilding through networking strategies. For more info, call 703.216.3888

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Tuesday, June 12, 2012

All Quiet on the Western Front - A Book Review


All Quiet on the Western Front is a book written by Erich Maria Remarkque. It was a book written to reflect the human cost of war. It shows us how war has a hidden face that most people do not see until it is too late. In the novel, he describes a group of young men who at first think war is glorious. But as the war drags on, the group discovers how war is not all it is set out to be. As the war went on, they saw their friends either die or be permanently wounded. Then the end comes when there was only one person left.

All Quiet on the Western Front takes place in Germany where a group of young boys are first encouraged to join the military. Thinking that it would be a great adventure, they enlisted, not knowing the fate that lies before them. At first, the group is sent to training. They aren't in a serious mood, thinking that war conditions aren't as bad as they really are. When the boys are sent to the front, it is only then when they start to realize how war is not great. This is when the boys are cramped into the trenches. Some of the soldiers were shell-shocked because of the constant bombardment. When one of the boys was wounded, he was taken to a hospital where there were many wounded soldiers. Some soldiers had to have parts of their bodies amputated in order to survive. When Kemmerich was in the hospital, Müller ask for his pair of boots. The boots was a visible reminder to the boys of the cost of war. Paul then has to face his own conscience when he kills one of the Frenchmen. He doesn't see the face of an enemy but just a face of another human being. He tries to comfort himself by promising to help the fallen soldier's family. After Paul is relieved from the front line, he decides to go on leave and return home. But when he tries to tell everyone of the horrible conditions of the trenches, everybody either laughs him off or calls him a coward. Paul returns before his leave actually ended, wishing that he had never come home. In the end, when Paul loses Kat, Paul realizes that the war has destroy his way of life. He has lost all his friends and has nothing to return to.

Book Reviews

There were many symbols and images in All Quiet on the Western Front. Examples of this include the pair of boots and the constant urge for companionship. The pair of boots and the fact that it was passed around so often tells us that death was a very common occurrence during the war and that the soldiers wanted to use everything then could find in order to aid their chances of survival. The urge for companionship is shown when the group crosses the river to see the French girls and when the group sees the picture of the girl while having a drink. As the boys start being killed in the war, the group wished that everything could that they could be back home doing things they enjoy. The pictures serve as a reminder that war disrupts everything, from people's lives and their dreams and ambitions.
All Quiet on the Western Front - A Book Review
The major theme of the novel All Quiet on the Western Front is that war must be avoided at all cost because of the severe consequences that will arise. War causes people to lose friends, makes people worried and creates a feeling of uncertainty among innocent people. War also creates hatred among people. For example, two friends of different nationalities may become bitter enemies only because their respective countries are at war.
I think the novel All Quiet on the Western Front is a well told story, mixing both fiction and non-fiction into a powerful novel which forces people to think deeply about war and all of its possible repercussions. The book makes me think of all the lost talent that was lost during the war. Even though levels of technology increases exponentially, we have to wonder what the people who died in the war could have done to help the human cause. The novel also tells us that friendship always prevails even though tough times. I would recommend this book to anyone who thinks that war can be short and glorious. Through this book, any reader can see that war brings unnecessary death to innocent people (soldiers and civilians). After reading the book, the reader will probably have a different outlook on war and all the low points that it brings.
Through this book, we, as human beings, should find attempt to find solutions through discussion and compromise instead of warfare. Countries in war may feel that they are gaining a lot through wars but what they fail to see is the losses they have suffered. In many cases, the gain is negligible when it is compared to the losses.
All Quiet on the Western Front - A Book Review
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Saturday, June 9, 2012

Save the Marriage: To Bring Back That Old Flicker Of Love

Are you happily married? This is one question most people ask their friends when they see them lonely and depressed. But then again, are you really happy being married to your spouse? Perhaps you will say, absolutely! Or maybe, you will make a retort like "I am married and she is happy." Then in that case, you can say that your marriage is indeed in the rocks. Therefore, do not waste anymore of your time and immediately check the e-book Save the Marriage for help.

Do not worry because there are countless of marriage guides available in the Internet these days so you will know that they are not out to scam you. But then be careful as well because you will never know when a product might just be fraudulent and rip you of your money.

Book Reviews

There is an increasing number of these marriage help programs because gone are the days when married couples are advised to take personal marriage counseling or those community counseling because for one, they have been proven to not truly show any signs of improvement in the failing marriage. In fact, they have not been helpful at all even in just simply rekindling an open communication between couples.

Save the Marriage: To Bring Back That Old Flicker Of Love

It would also be better if you could check out the reviews available for the Save the Marriage. In that way, you will right away find solace in having found the answers to your questions - the real solution to your problem. The book will thrash out the value of communication in every relationship. The author defines communication as the process of listening and understanding and not just merely talking.

In most marriages, when couples are confronted with the reality of having their set of individual indifferences, they tend to ignite into a fight. No matter who is wrong or who may be right, what happens is there sparks a heated discussion which eventually leads to an intense argument. With several incidences of these petty fights, the couples then end up not talking anymore to each other and opting to just keep each other's silence. This then becomes the most crucial part of the marriage - its make or break, so to speak.

With these, read Save the Marriage and you will find that you will need to trust one another if you really wish your marriage to succeed. You will find a lot of recommendations on the best ways to resolve your marriage problems. Breaking down the communication barriers and giving each other the due respect one deserves is enough to bring back the old flicker of love in your marriage.

Save the Marriage: To Bring Back That Old Flicker Of Love

Need to put a stop to your heartbreaking sadness? Click on Save The Marriage from our website.

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Friday, June 8, 2012

How I Started Writing My First Book and Why I Decided To Write It

I am often asked why I started writing my first series of books, and although the answer is actually fairly simple, it spans a period of about 12 years.

Ever since I started my martial arts training back in the early 80's, I bought any and every book that I could get my hands on concerning every martial art that I could find. Even if it had nothing to do with the ones I had actually started studying. I had books of all kinds from Aikido to Zen and everything in between. Some of those books I still have to this day.

Book Reviews

Several of the books that I bought were ones devoted to the art of kicking. Now it didn't matter to me how good these books were, because at the time I had no idea if they were good or not. I just bought them because they were on the martial arts and because someone had written them. So they had to be good, didn't they? Which brings up a topic for another article, can you learn from a book? Well, if it is accurate and written well, then yes you can. If it is inaccurate and written poorly then your ability to learn from it is sorely limited.

How I Started Writing My First Book and Why I Decided To Write It

A quote that I have at the beginning of all of my books on kicking is from the late Bruce Lee, and it goes something like this.

"When I first started training in the martial arts, a kick was just a kick and a punch was just a punch. As I started to learn the martial arts, I realized that a kick was no longer just a kick, and a punch was no longer just a punch. After I had learned the martial arts, I realized that a kick was just a kick and a punch was just a punch."

As I progressed in my own training, I began to realize that all of the books, and I mean ALL of the books that I owned on kicking, were lacking in two major areas. First was the lack of detail in explaining all of the finer points of each kick, and the second was the attempt at putting too many different kicks in one book and spending too little time on each one. This seemed to be a common occurrence in a lot of books devoted to the martial arts, and not just the ones devoted to kicking.

Eventually, after going through my collection of about 2,000 martial arts books, I whittled it down to about 200 that I felt were truly worth owning. Although I had gotten rid of a lot of these books, there were still a lot of books that were very good, but were on martial arts that I had little or no knowledge of.

Several years later, I actually sat down and decided to start writing a series of books on kicking after engaging in a discussion with my instructor concerning an article that I had read in one of the many martial arts magazines back in the early 90's entitled, "The No Look Back Kick." The basic premise of the article was the authors attempt to teach you that you could execute a back kick effectively without looking at where you were kicking. I remember wondering at the time if the author had ever heard the expression, "Look before you leap."

I remember telling my instructor that I was more than just a little bit annoyed at the context of this article. I even remember lecturing my students about the absurdity of such a thing and admonished them to never even attempt such a foolish stunt. As a matter of fact, I would compare the act of kicking while intentionally not looking about as intelligent as letting Stevie Wonder behind the wheel of a fully functional and moving automobile.

My instructor listed patiently to my tirade and when I had finished, he gave me this advise, "If you don't do something about it, you've got no right to complain." Wow! Talk about words of wisdom. And this time I listened.

I began writing the rough draft of my first manuscript on an old non-electric typewriter and erasable typing paper. Talk about a chore compared to today's modern computers and writing and photography programs such as Adobe PageMaker® and Adobe Photoshop®. I had been doing this for a couple of years when an associate of mine at the time convinced me to buy a computer and do my book writing on that instead of the typewriter. At first I was skeptical until I actually typed one page and then hit spell-check. After that I was hooked and as they say, the rest is history.

After I had finished the first draft of my first manuscript, which was to be, and is, entitled, "Achieving Kicking Excellence; Vol. #1: Back Kick, I contacted four different publishers who primarily published books pertaining to the martial arts. Now I will not mention who those publishers were, but I will tell you their responses. One publishing company agreed to publish my books, but wanted me to combine them into two large hard back volumes, rather than the current ten volumes. Another publisher liked my book ideas, but didn't want to publish them because I didn't have enough students to justify publishing them. Because in her words, "Who is going to buy your books except for your students." My response to this was that my books were universal in nature and were of great value to anyone who wanted to learn how to kick properly. The other two publishers never even bothered to return my correspondence.

So to summarize, here are the reasons why I decided to write this series of books.

1. To provide the reader with quality information on the subject of kicking.

2. To reach a larger audience with the aforementioned information.

3. To create a higher standard of writing in the martial arts field.

As you read this article, my first two books have already been published and are in print, and have received outstanding reviews from various professionals throughout the martial arts community. The remaining eight books in the first series are written and will be returned from the printer in early 2007. One final thought I would like to leave with you, "When life gives you lemons, make lemonade." I did!

How I Started Writing My First Book and Why I Decided To Write It

Shawn Kovacich has been practicing the martial arts for over 25 years and currently holds the rank of 4th degree (Yodan) black belt in both Karate and Tae Kwon Do. Shawn has also competed in such prestigious full-contact bare knuckle karate competitions as the Shidokan Open and the Sabaki Challenge, among others. In addition to his many accomplishments, Shawn is also a two time world record holder for endurance high kicking as certified by the Guinness Book of World Records. Shawn is the author of the highly acclaimed Achieving Kicking Excellence™ series and can be reached via his web site at: http://www.kickingbooks.com

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Tuesday, June 5, 2012

10 Generic Book Club Questions to Jump Start Your Discussion

You've been all over the web. You've searched every book club site you can think of, but you can't find a reading guide with discussion questions. Not a good sign-especially because it's your turn to lead the book club discussion. So now what do you do?

First thing-don't panic. Second-keep in mind that book club reading guides are fairly new to the trade: publishers began issuing them with any regularity about 10 years ago, maybe less. So B.G. (before guides), book clubs actually had to figure out how to lead their own discussions. Yikes.

Book Reviews

But even if you can't find a specific reading guide for your title, things still aren't as stringent as they were back then. Now you can find Generic Book Club Questions-like the set listed below. These 10 questions are designed for any novel and will generate rich, lively book club discussions.
How did you experience the book? It's not always helpful to talk about whether or not you liked the book, but rather how you felt as you were reading it? Were you pulled effortlessly into the book...or did you have difficulty getting into it? Why? Did you find yourself amused, intrigued, enthralled, disturbed, fearful, irritated, angered, or impatient? Are the characters convincing-do they come across as believable human beings with underlying motivations? Are they fully developed as emotionally complex individuals? Or are they one-dimensional, with little emphasis on their inner lives? Which characters do you admire or dislike-and why? What are their primary characteristics; how would you describe them? In what ways do the characters interact with others-a parent with children; a husband with his wife; a friend with friend. What motivates the actions of a given character? To what degree does the character's past play a role in her present actions? Are those actions justified or ethical? Do any characters grow or change over the course of the novel? Does any character come to learn something about himself or view the world differently? If so, what does she learn? Or is the character "static," unchanging from beginning to end? What is the central conflict of the plot? Is the conflict internal to the character (a psychological conflict)? Or is it external, having to do with character vs. character? Character vs. society? Character vs. nature? (Most novels have a combination of both internal and external conflict.) Is the novel plot-driven? In other words, does the plot unfold quickly, focusing more on action than on the inner lives of the characters? Which do you prefer? Is the plot well-developed? Is it believable...or is it forced? Is it suspenseful or more contemplative? Does it unfold naturally, or do you feel manipulated along the way by coincidences, odd plot twists, or cliffhangers? Is the ending satisfying? Predictable or not? Does is wrap up the ends neatly? Is it too neat, too pat? Does it leave some issues unresolved, questions unanswered? If you could change the ending, would you...if so, how would you change it? What central ideas might the author be exploring-the novel's themes? Consider ideas about the nature of love, the requirements of goodness, the meaning of justice, the burden of the past...basic human issues that are at stake in the book.At times I think generic book discussion questions are better than the ones issued by the publishers. Those read too much like a nasty pop quiz. I can't answer the questions-sometimes they're too specific, too precise. In fact, I'm not sure anyone can answer them, except the author...and even then I'm not sure.
The generic book questions, on the other hand, are more open-ended and depend to a larger degree on the experience of the readers. And because of their broader nature, I think they get to the heart of a novel more effectively than the pre-packaged versions.
So the answer to the question above-what do you do when you can't find specific discussion questions for your title-is to relax. Use generic questions and you'll do just fine. In fact, you-and your book club-will do brilliantly!

10 Generic Book Club Questions to Jump Start Your Discussion
10 Generic Book Club Questions to Jump Start Your Discussion

Molly Lundquist is owner of LitLovers, an online resource for book clubs and solo readers. LitLovers brings together Molly's life-long love of reading, writing, and teaching. The website includes a large list of in-depth reading guides, book recommendations and reviews, free online literature courses, international book club recipes, and plenty of "how-to" tips for book clubs, including tips for kids book clubs.

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Coloring Therapy - How a Coloring Book and Crayons Can Help Dissolve Stress

Remember when you were a child, lying on your tummy on the floor, coloring book open, crayon in hand with the other crayons spilling out of the box? Can you remember the sense of peace and enjoyment you felt while you were coloring? Why not consider revisiting this favorite childhood pastime to help during those times when you find yourself feeling on edge.

Coloring is one of the best forms of meditation

Book Reviews

For many of us, when we think of coloring, we connect to the innocence of childhood and a time when we weren't burdened by responsibility and expectation. Picking up a crayon once again can help us reconnect to a sense of simplicity we have temporarily lost.

Coloring Therapy - How a Coloring Book and Crayons Can Help Dissolve Stress

You could think of coloring as letting your inner child come out and have a fun time, or you could think of this activity as a form of meditation. Choosing colors and the gentle, repetitive motion of your hand as you bring color to paper helps quiet your mind--bringing your usual rapid-fire thoughts down to a much slower pace.

Now that you're an adult, there are no limits

Not only can you now give yourself permission to color outside the lines, you can keep your coloring as simple, or get as sophisticated, as you want.

For less than you can buy a jumbo coloring book and a box of Crayola crayons. There is nothing like the smell of new crayons and getting reacquainted with your favorite color as well as opening a fresh coloring book and looking through all the possibilities before choosing your first page to color.

(You can also search the Web for the many sites which offer free, printer-friendly coloring pages.)

You may find that you have outgrown crayons and want to color using something with a different texture and a different feel. Pencil crayons and felt pens are an affordable alternative. But you may want to spend a bit of extra money and try colored pencils, Conte Crayons, oil pastels, pastels or watercolor pencils.

These days, many coloring books are used to market and promote children's movies or TV cartoon characters. Finding books containing basic illustrations of flowers, food, animals, etc are a bit more difficult, but not impossible. Themed coloring books are often best sellers.

Also, if you feel the need to bring some intellectual stimulation to your coloring time, there are several coloring books containing illustrations of the anatomy. It is said, one of the most effective ways medical students learn about the intricacies of the human body is by coloring detailed illustrations of various body parts.

Want to get a little risqué? There are also adult-themed coloring books as well.

To make coloring a true meditative and spiritual experience seek out a pre-made mandala design or create your own to color. Mandalas are complex, symmetrical geometric designs which draw the eye toward the center. Many religions use mandalas as a means of connecting the self to a higher power. Within Buddhism, mandalas are created as sacred places which, by their very presence, remind a viewer of the vastness of sanctity in the universe and its potential with in his or her own life. Creating a mandala is said to be a very powerful and sacred experience.

Think of coloring as a creative quick-fix

We all love to create. However, for some of us, painting and/or drawing is not our forte. And for those who do enjoy painting and/or drawing, sometimes it's difficult to find the time to begin a project. Coloring is the perfect creative quick-fix for anyone. It's a time to experiment with color and to express your moods with color in an effortless, convenient and affordable way.

Coloring alongside children can be inspiring. How about inviting a friend or two over for tea and some coloring time? And for any artists who are feeling a bit burnt out working in their usual medium, why not use coloring as a way to rejuvenate your creativity?

More than just as a stress reliever

Coloring is being used in formal therapeutic settings such as eye-hand coordination development and to help heal victims of trauma. Regardless of your needs, there is so much to be gained by spending some time coloring.

Coloring Therapy - How a Coloring Book and Crayons Can Help Dissolve Stress

Wendy Wallace is an intuitive counselor offering sessions which combine psychic reading, life coaching and counseling--all to help heal your mind, body, and spirit. Visit her Web site to download a set of free coloring pages, find more information on color therapy and sign up for a chance to win a free session. Gain the insight you need. What changes might you make in life if you could know what the future holds? http://www.ifyoucouldknow.com

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Sunday, June 3, 2012

Book Notes, A Book Summary on the Book Eat That Frog by Brian Tracy

Have you ever heard the phrase "eat that frog?" I never did until I read the book Eat That Frog, 21 Great Ways to Stop Procrastinating and Get More Done in Less Time, by Brian Tracy.

According to Brian, eating your frog is about tackling your most important, daunting tasks, and getting them done. The concept is similar to how you eat an elephant...one bite at a time. Brian's main point is that you eat your most ugliest frog first, the next ugliest, and so on, until all your frogs are done. When you "eat your frog," you feel empowered, happier, energized, and are more productive, i.e., you get more done.

Book Reviews

The principles Brian shares in his book are principles he has picked up from 30 years of studying time management and has incorporated into his own life. Brain says that time management is life management, so these principles apply to any aspect of your life, especially your business when you're just getting started and working on it part time. The idea is to take control over what you do and choose the important tasks over the unimportant. This is a key determinate of success.

Book Notes, A Book Summary on the Book Eat That Frog by Brian Tracy

Here is a summary of each principle Brian covers in his book.

Principle 1: Set the Table

This principle is about determining what you want to accomplish. It's about getting clarity about your goals and objectives. One of the biggest reasons people procrastinate is vagueness and confusion about what they want to do. Brian introduces his first Rule of Success: Think on paper. Do you know that people who have clear written goals accomplish 5 to 10 times more than people who don't?

Brian has a seven step formula for setting and achieving goals:

1. Decide exactly what you want to do (one of the worst time wasters is doing something well that doesn't need to be at all).

2. Write your goal down. Writing your goal down crystallizes and put energy behind it because it becomes real.

3. Set a deadline on you goal. This gives you a sense of urgency with a beginning and end.

4. Make a list of everything you think you need to do to achieve the goal. A visual picture give you a path to follow and increases the likelihood of success.

5. Organize the list into a plan by priority and sequence. You can draw a map of your plan like a flow chart to help you visualize the steps.

6. Take action immediately. "Execution is everything."

7. Resolve to do something everyday that takes you closer to your goal. Schedule your activities and never miss a day.

Having clear written goals affects your thinking and motivates and drives you into action. Written goals stimulate creativity, release energy, help you overcome procrastination, and give you enthusiasm. Think about your goals and review them everyday and take action.

Principle 2: Plan Each Day in Advance

This is basically making a to-do list. Just like eating an elephant, you eat a frog one bite at a time. Break you task down into steps. "Thinking and planning unlock your mental powers, trigger you creativity, and increase your mental and physical energies."

The better you plan, the easier to overcome procrastination, to get started, and to keep going. Brian claims that every minute you spend planning will save as much as ten minutes in execution. So if you spend 10 to 12 minutes planning, you'll save at least 2 hours (100-120 minutes) in wasted time and effort - very impressive.

Brian's introduces the Six P Formula for this principle: Proper prior planning prevents poor performance. His tips are: All you need is paper and pen. Always work from a list - if something new comes up, add it to the list. Keep a master list of everything. Make a list for different purposes. Keep a monthly list, which you make at the end of each month for the following month. Keep a weekly list, which you make at the end of the week for the following week. Keep a daily list, which you make as the end of the day for the following day.

The lists feed off each other. Check off items as you complete them. Checking the items off gives you a visual record of accomplishment and motivates you to keep going.

Follow the 10/90 Rule of personal effectiveness, which says if you spend the first 10% of your time planning and organizing your work before you begin, you'll save 90% of time getting the work done when you start.

Principle 3: Apply the 80/20 Rule

This principle says that 20% of your activities will account for 80% of your results, even when all your activities take the same amount of time to do. The activities that give you the most return on your investment are your frogs. Where you focus your time is the difference between being busy and accomplishing something. You want to eliminate or spend less time on your low-value tasks. Your most valuable tasks are the hardest and most complex, but give you the most bang for you time, so ask yourself if the task is a 20% task. Brian's rule here is "Resist the temptation to clear up small thing first."

Once you begin working on your hardest task, you become motivated to complete it. "A part of you mind loves to be busy working on significant tasks that can really make a difference. Your job is to feed this part of your mind continually."

Thinking of starting and finishing an important task motivates and helps you overcome procrastination. An important fact to remember is that "The amount of time required to complete an important job is the same time it takes to do an unimportant job."

Principle 4: Consider the Consequences

"The mark of a superior thinker is his or her ability to accurately predict the consequences of doing or not doing anything." Thinking through the consequences gives you an idea if an activity is important and is a way to determine the significance of a task. Any important task will have long-term potential consequences.

Dr Edward Banfield, from Harvard University, concluded that "the long-time perspective is the most accurate single predictor of upward social and economic mobility in America" (a rare trait in our instant gratification world). Your attitude towards time has an impact on your behavior and choices. Thinking about the long-term impact will help you make better decisions, thus, one of Brian's rules: "Long-term thinking improves short-term decision making."

Having a future orientation (5, 10, 20 years out) will allow you to analyze choices and will make your behaviors consistent with the future you want. Ask yourself, "What are the potential consequences of doing or not doing this task?"

Brian's follow-on rule is "Future intent influences and often determines present actions." The clearer you are on your future intentions, the better clarity on what to do at the present moment. Having a clear understanding of your future intention helps you evaluate a task, delay gratification, and make the necessary sacrifices in the future. Be willing to do what others aren't so you can have what others want later...greater rewards are in the long-term.

Dennis Waitley, a motivational speaker says, "Failures do what is tension-relieving while winners do what is goal achieving." Make important tasks a top priority and start them now. Time is passing anyway, so decide how you will spend it and where you want to end up. Thinking about the consequences of your choices, decisions, and behaviors is the best way to determine your priorities.

Principle 5: Practice the ABCDE Method Continually

The ABCDE method is a priority setting technique to help you be more efficient and effective. The premise behind the technique is that the more you invest in planning and setting priorities, the more important things you will do and do faster once you start.

You start by listing everything you have to do for the day and categorize everything into A, B, C, D, or E.

An "A" is something that is very important that you must do or there will be serious consequences (this is your frog.) A "B" is something you should do that has mild consequences (Brian calls these your tadpoles). A "C" is something that would be nice to do but there are no consequences. A "D" is something that you can delegate to someone, which frees up time for you to work your A. An "E" is something you can eliminate because it makes not difference at all.

Discipline yourself to work your A and stay on it until it is complete. If you have more than one task in each category, label the most important A1, the next A2, etc., and do the same for the other categories. Never do a B before an A, or a C before a B.

Principle 6: Focus on Key Result Areas

This principle is about focusing on what you are working towards. Every job can be broken down into "key result areas," which are results you must achieve and for which you are responsible. For example, the key result areas for management are planning, organizing, staffing, delegating, supervising, measuring, and reporting.

Identify your key result areas and list your responsibilities for each. Then grade yourself on a scale of 1-10 in each result area. Where are you strong? Where are you weak? Are you getting results or under performing? Brian's rule for this area is "Your weakest key result area sets the height at which you can use all your other skills and abilities." Essentially, your weakest area limits your overall performance.

This leads to another reason people procrastinate-they avoid things where they have performed poorly in the past. Procrastination doesn't usually happen in an area you're good in. Ask yourself, "What one skill, if I developed and did in an excellent fashion, would have the greatest positive impact in my career" (or life, or business)? Ask those around you. Then set a goal to improve in that weak area.

Principle 7: Obey the Law of Forced Efficiency

"There is never enough time to do everything, but there is always enough time to do the most important thing." Brian's rule that applies here is "There will never be enough time to do everything you have to do." (That's a hard pill to swallow and something we probably subconsciously know but don't accept.) A fact Brian states in his book is that the average person is working at 110-130% of capacity, which means you will never get caught up. So that means you need to stay on top of your most important responsibilities.

People create more stress for themselves when they procrastinate and put themselves under the pressure of a deadline. When you're up against a deadline, you tend to make more mistakes. The questions to ask yourself on a regular basis are:

1. What are my highest value activities?
2. What can I, and only I, do that, if done well, will make a real difference?
3. What is the most valuable use of my time right now?

The answers to these questions will identify your biggest frog at the moment. "Do first things first and second things not at all."

Principle 8: Prepare Thoroughly Before You Begin

This principle means preparing and having everything you need ready before you begin your task. Have everything you need readily available in front of you. Remove everything that's not going to help you. Create a workspace you'll enjoy working in.

Principle 9: Do Your Homework

"Learn what you need to learn so that you can do your work in an excellent fashion."

Other reasons for procrastination are feelings of inadequacy, lack of confidence, and lack of competence in a key area of a task. To overcome these issues, work on your development. Professional development is one of the best time savers there is. Brian's rule here is "Continuous learning is the minimum requirement for success in any field." Keep on improving your skills.

Principle 10: Leverage Your Special Talents

Identify your unique skills and commit yourself to becoming good in these areas, then apply your knowledge and skills (no one can ever take those away). Ask yourself, "What am I really good at?" "What do I enjoy the most about my work?" "What has been most responsible for my success in the past?" "If I could do any job at all, what job would it be?" Focus on your best energies and abilities.

Principle 11: Identify Your Key Constraints

Limiting factors affect how quickly and how well you get your task done. They are the critical path or choke point to achieving your goal. Identify your limiting factors by asking yourself what is holding you back, then focus on alleviating those factors as much as possible. Getting rid of those limiting factors usually brings more progress in a shorter time than anything else.

The 80/20 Rule applies here too-80% of the constraints are internal, only 20% are external. Those constraints can be as simple as a thought or belief. Accept responsibility and get rid of your constraint.

Principle 12: Take it One Oil Barrel at a Time

A saying about tackling anything is "by the yard, it's hard, but inch by inch, it's a cinch." Taking an "one oil barrel at a time" is the same concept. Brian talks about a trip in Algeria through the Sahara Desert. Because of the vastness of the desert and the lack of landmarks, the French had placed empty oil barrels on the road as markers. The barrels were placed 5 kilometers apart, so you could always see the next barrel. So the meaning of this principle is to go as far as you can see, and when you get there, you can see farther. Step out on faith, have confidence, and the next step will become clear.

Principle 13: Put Pressure on Yourself

The intent behind this principle is to take charge of you life before you end up waiting for a rescue that will never come. Be a leader, someone who can work without supervision, which according to Brian is only about 2% of people. Set standards for yourself higher than you would for others and go the extra mile.

This is all about self-esteem, which is your reputation of yourself, as defined by psychologist Nathaniel Brandon. Everything you do affects your self esteem. Push yourself and you'll feel better about you.

Principle 14: Maximize Your Personal Powers

Physical, mental, and emotional energies make up your personal performance and productivity. So guard and nurture your energy level. Rest when you need to. When you're rested, you get much more done.

A general rule is that productivity tends to decline after about 8-9 hours. Identify the times you are at your best and use that time to work on your frogs. Take time out to rest, rejuvenate, eat well, and exercise.

Principle 15: Motivate Yourself Into Action

This principle is about controlling your thoughts and being your own cheerleader. Coach and encourage yourself. How you talk to yourself determines your emotional response.

How you interpret things that happen to you determines how you feel. How you feel can motivate or de-motivate you. Become an optimist and don't let setbacks and negativity affect your mood.

"In study after study, psychologists have determined that 'optimism' is the most important quality you can develop for personal and professional success and happiness."

Brian identifies 3 behaviors of an optimist.

1. Look for the good in every situation.
2. Seek the valuable lesson in every setback or difficulty.
3. Look for the solution to every problem.

When you visualize your goals and talk to yourself positively, you feel focused, energized, confident, creative, and have a greater sense of control and personal power.

Principle 16: Practice Creative Procrastination

This is a personal performance principle about putting off doing smaller, less ugly frogs. Ultimately, you can't do everything (remember Principle 7, Obey the Law for Force Efficiency?), so procrastinate on low value activities (bonus: you get to choose which ones).

This is a matter of setting priorities, something you do more of and sooner, and setting "posteriorities," something you do less of and later. The rule that applies here is "You can set your time and your life under control only to the degree to which you discontinue lower value activities."

Say "no" to low value use of your time and life and say "no" early and often, because you don't have spare time. Thoughtfully and deliberately decide what things you are not going to do right now. Avoid the unconscious tendency to procrastinate on the big, hard, valuable, important tasks.

You are responsible for evaluating your activities and identifying those that are time-consuming with not real value. Get rid of them or delegate them (um, sounds like Principle 5, Practice the ABCDE Method). Practice "zero-based thinking." Ask yourself, "If I was not doing this already, knowing what I now know, would I get into it again today?" If you get a yes answer, it's an "E."

Principle 17: Do the Most Difficult Task First

This is the hardest, most difficult principle because you're "eating your frog." Brian outlines 7 steps to gain this skill (these steps are a nice summary of the some of the principles we have already covered):

1. At the end of the day/weekend, make a list of everything you have to do the next day. 2. Review the list using the ABCDE method combined with the 80/20 rule. 3. Select you A1 task, the one with the most severe consequences. 4. Gather everything you need to start and finish the task; get it ready to start the next morning. 5. Clear your workspace so you're only ready to start your A1 task. 6. Discipline yourself to get up, get ready, and start the task without interruptions before you do anything else. 7. Do this for 21 days (creates the habit).

When you get into the habit of doing the most difficult task first, you'll double your productivity in less than a month, and you'll break the habit of procrastination.

Learn to say "Just for today," as you're developing your new habit. "Just for today, I will plan, prepare, and start on my most difficult task before I do anything else."

Principle 18: Slice and Dice the Task

This principle is the "salami slice" approach to getting work done. Do one slice of the task at a time. Psychologically, it's easier to do a smaller piece that to start on the whole job-like eating an elephant. We tend to want to do another slice when we get done with one. People have a deep subconscious need to bring finality to a task, the "urge to completion." We feel happier and more powerful when we start and finish a task because endorphins are released-the bigger the task, the bigger the sense of accomplishment.

This approach is also known as the "Swiss cheese" method; you punch a hole in the task by spending a specific amount of time on the task.

Principle 19: Create Large Chunks of Time

This principle is about scheduling time to work on large tasks. To make significant progress on your tasks, you need blocks of high-value, high productivity time. The key is to plan your day in advance and schedule fixed blocks of time, especially for things you don't enjoy doing. Make an appointment with yourself (sounds a lot like Principle 2, Plan Each Day in Advance).

Eliminate distractions and work nonstop. "Deliberately and creatively organize the concentrated time periods you need to get your key jobs done well and on schedule."

Principle 20: Develop a Sense of Urgency

The basis of this principle is to be action-oriented. A sense of urgency is an "inner drive and desire to get on with the job quickly and get it done fast." Take the time to think, plan, and set priorities, then work them. Create a mental state of "flow," which is the "highest human state of performance and productivity."

In the "flow" state, you feel elated, clear, calm, efficient, happy, and accurate. Everything you do seems effortless. You function at a higher plane of clarity, creativity, and competence. You are more sensitive and aware.

Developing a "sense of urgency" triggers the flow state. Race against yourself; develop a "bias for action." Develop a fast tempo which goes hand and hand with success.

When you become action-oriented, you trigger the "Momentum Principle of Success." You end up using less energy to keep moving than the energy it takes to get started. The faster you move, the more energy you have, and the more you get done. Repeat to yourself, "Do it now!" When you find yourself distracted, tell yourself, "Back to work!"

Principle 21: Single Hand Every Task

This principle is about concentrating single-mindedly on your frog until it's done, which is the key to high level performance and personal productivity. Hard, concentrated work precedes every great achievement. You can reduce the time to finish a task by 50% or more when you concentrate single-mindedly, according to Brian.

Starting and stopping can increase the time to finish a task by an estimated 500% because you have to get reacquainted with the task and overcome inertia to get started again. When you stop, you break the cycle and move backwards. Develop momentum by getting into a "productive work rhythm." "The more you discipline yourself to working non-stop on a single task, the more you move forward along the 'efficiency curve.'" You get more high quality work done in less time.

Success requires self-discipline, self-mastery, and self control. Elbert Hubbard defines self-discipline as "the ability to make yourself do what you should do when you should do it, whether you feel like it or not." Starting, persisting, and finishing a task is a true test of character, will, and resolve. Persistence is self-discipline in action. You end up liking and respecting yourself better. You shape and mold your character and become a superior person.

Conclusion

There you have it, 21 principles for overcoming procrastination so you can "eat your frog." As a result of integrating these principles into your work habits, you will be happy, satisfied, feel a sense of personal power and effectiveness, and will become a great success. Fortunately, all this principles can be learned through repetition. As a recap, here they are:

1. Set the table.
2. Plan every day in advance.
3. Apply the 80/20 rule to everything.
4. Consider the consequences.
5. Practice the ABCDE method continually.
6. Focus on key result areas.
7. Obey the Law of Forced Efficiency.
8. Prepare thoroughly before you begin.
9. Do you homework.
10. Leverage your key special talents.
11. Identify your key restraints.
12. Take it one oil barrel at a time.
13. Put the pressure on yourself.
14. Maximize your personal powers.
15. Motivate yourself into action.
16. Practice creative procrastination.
17. Do the most difficult task first.
18. Slice and dice the task.
19. Create large chunks of time.
20. Develop a sense of urgency.
21. Single-handle every task.

I recommend you read the book. Don't let the number 21 scare you. The book is an easy read and Brian gets straight to the point-no extra fluff. You'll gain a better understanding of the principles, and the better you understand them, the better you'll be able to apply them to your business and life. The benefit is you get to successfully "Eat that frog!"

Book Notes, A Book Summary on the Book Eat That Frog by Brian Tracy

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